This article explains how assessments work, who they’re for, and how they support Commonwealth Super claims where mental health impacted work.
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If you left the ADF without a medical discharge, but your mental health was affecting your ability to work at the time, you may be eligible for a retrospective assessment to support your claim with Commonwealth Super.
What Is a Retrospective Assessment?
A retrospective medical discharge assessment reviews whether your mental health, functioning, and capacity for employment at the time of your separation may have supported a medical discharge.
Who This Applies To
This may be relevant if you now recognise that your mental health significantly limited your ability to work when you left the ADF — even if you separated voluntarily or administratively. This often means your lifetime income opportunity has been impacted.
Funding and Process
There is currently no government funding for retrospective medical discharge assessments, so this service is billed directly to you.
We will always be upfront with you about whether you have sufficient evidence to consider a retrospective medical assessment before proceeding. If the information you provide does not appear to support a reasonable basis for assessment, we will tell you. If there is enough evidence to proceed, we will explain the process and the possible outcomes clearly before you make a decision.
The cost is a one-off payment of $2,000 including GST, payable at the end of the assessment process once the assessment letter has been completed.
We cannot guarantee the outcome of any application to the Commonwealth Super Corporation (CSC). However, we will only recommend proceeding with an assessment with us where the available information supports a reasonable basis for assessment.
Step-by-Step:
Cost: $2,000 including GST, payable once the assessment letter has been completed.
How to Get Started
You are welcome to contact us first for an initial review of your situation. This is simply to understand whether there may be a reasonable basis to proceed - it does not commit you to an assessment or any payment.
Email us at veteranservices@zed3.com.au or call (02) 6109 8830.
For more information on retrospective discharge pathways, visit CSC’s website or speak with your advocate.